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President Announces FHA Refinancing is Now Cheaper?
Yes, it's true.

Veterans may be eligible for special loan programs.
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What is an FHA Loan?

The FHA loan program has been more popular than ever in the last few years as credit has become harder to get.

Getting an FHA loan is popular for new first time home buyers as well as those who have been through a short sale, foreclosure or other financial hardship in the past and are looking to get a mortgage to get back on track.

More than 800,000 FHA borrowers are projected to take advantage of these lower rates this year

Lowered Premiums

FHA lowered mortgage insurance premiums will create opportunities for 250,000 new homeowners to purchase a home in the next three years.

Easier to Qualify

You can still qualify for an FHA Loan if you have had a foreclosure, have low or bad credit, or a bankruptcy.

Low Down Payment

Only a 3.5% down payment is required for an FHA Loan. This could be your best option if you can't afford a traditional down payment of 20%.

First-Time Buyers

Low down payment and relaxed credit standards means loans from the FHA Program are especially helpful for first-time homebuyers.